I swear to god, every couple of days we see a post about how Stripe/Square/Paypal [insert fancy finance company] has frozen someone’s account and funds. And every time the general advice is the same; get a merchant account to use as your primary/secondary. I won’t lie, it gets old reading the same post constantly. If you don’t have a merchant account, what in the world is stopping you from getting one??! Go get a merchant account for heaven’s sakes!