My small construction business was hired by another construction company to perform repairs after weather damage in December 2023. I’ve received 75% of the balance, but they’re withholding the remaining 25% until the customers insurance pays them. It’s been six months, and they keep delaying, citing the insurance payment. Should I consider legal action for the remaining $6k? My terms and conditions clearly state payment in full upon job completion. Should I warn them about involving my lawyer to prompt payment?