My father is a financial advisor and when I was starting my business, he told me to stick to this rule: Whatever I earn, 25% goes to taxes, 25% goes to overhead, 25% goes to business savings, and 25% goes to me.

I’ve been getting by fine with this rule and for the first time, a client told me $85/hr (my labor rate) was too expensive. I gave her a breakdown and she said “I used to lend money and own small businesses and startups, I find your accounting quite creative!”

Was she being genuine, or being sarcastic?