So I have been in the health insurance space for a while and I come across this often, people who are in relatively good health and are paying $1,500-$3,000+ for health insurance. I don’t understand how if you are barely in the doctor’s office each year, this would make sense to you.

Im curious just wanted to start this thread, to see people’s thought processes around this. If you are in this situation what was your reasoning behind the decision and how do you make sense of it?

Hopefully this would be a good discussion to try to find ways to make the health industry better for the self-employed, please keep it respectful

What are your thoughts?