Last year I was a sole prop and I had over 100k just sitting in a checking account doing fuck all, this year I move my personal funds to SGOV (treasury bond etf) immediately so I can get around 4-5% APR instead of 0.01% like the bank would give me.

However this year I switched to a LLC S-Corp so the business is separated from me and I’m just an employee. The money is piling up in the business checking account and i’m not sure if I can open a stock trading account for the business and move all my funds there, or if that would have any negative implications. What if at the end of the year I want to distribute a large chunk of the profit to myself, can I transfer investment positions to myself, or sell them and then distribute the money to myself? It all seems very intimidating.