If youre building any kind of fintech product, Im curious what actually builds user trust the fastest, because from what Ive seen its not flashy design, its transparency and payout reliability. Clear pricing, no hidden fees, obvious limits and fast, predictable withdrawals seem to matter way more than aggressive promos or marketing. People remember how quickly they got their money back, not how nice the dashboard looked. For those running payment or finance adjacent businesses, what moved the needle most for you early on, speed, transparency, social proof or something else?